We're extremely excited about the merger of CCSD Federal Credit Union and First Heritage Federal Credit Union. Our increased size and scope means more and better banking solutions for you. In addition to greater access to banking locations, you'll benefit from a broader mix of products and services. Together as one institution, we will be even better!

Join the First Heritage Family!

#1 WAY TO SAVE Up to 1% Off* your next Personal or Home Equity Loan! | Click for details

Better Banking & More Convenience 9 Branches The merger gives us one of the largest and most convenient branch networks in the area! | Click for locations.

Open to the Public Anyone who lives, works, maintains a business or goes to school in Chemung or Steuben Counties, NY; or Tioga County, PA is eligible!