Join the First Heritage Federal Credit Union Family today!

First Heritage Federal Credit Union now serves everyone who lives, works, worships, attends school or maintains a business in Chemung and Steuben Counties, New York, and Tioga County, Pennsylvania.

Field of Membership

On December 13, 2001, the National Credit Union Administration (NCUA) Board approved the request of First Heritage Federal Credit Union to convert from a multiple common bond to a community charter credit union. First Heritage serves the following community field of membership: Persons who live, work, worship or attend school in the three county community, comprised of Steuben and Chemung Counties, New York and Tioga County, Pennsylvania, as well as their immediate family members*, and also including businesses and other legal entities located in the proposed community.

Immediate Family Member

*Immediate Family Member is defined as spouse, sibling, children, parent, grandparent, or grandchild. For the purposes of this definition, immediate family member includes stepparent, stepchildren, stepsiblings, and adoptive relationships.

Household is defined as persons living in the same residence maintaining a single economic unit. Membership eligibility is extended only to individuals who are members of an immediate family or household of an eligible credit union member.

Remember, it is not necessary for the primary eligible member to join the Credit Union in order for the immediate family member to join.

Joining the Credit Union is Easy

Becoming a member is easy. Your Share Savings account is your First Heritage membership account—the key that opens the door to all your valuable member benefits. By opening this account, you become a First Heritage owner, as well as a member. You must maintain a minimum of $5.00 in your Share Savings account.

If you do not fall within one of these specific categories, you may send us an e-mail or contact us at one of the numbers listed on our site and we will assist you with determining your membership eligibility.

Or, as a business owner, if you are interested in offering the benefits of credit union services to the employees of your company, please contact us at 607-936-4667 or 800-833-3338. Please ask for the Marketing Department. Or, you may e-mail the Marketing Department at info@fhfcu.org.