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Six great checking accounts to meet your needs and situation
Click to view a comparison chart.
EZ•Free Checking
EZ•Free Checking is a totally free account with no monthly fees, no minimum balance requirements, no per check charges, absolutely no strings attached! It offers free online check images and e-statements, free online banking with free bill pay, and a free Visa debit card is available. There is a minimum opening deposit of just $25.
Basic Checking
Our Basic Checking is a low-cost option. There are
no fees as long as you maintain a minimum daily balance of just $100 or have
direct deposit of your net pay. If your daily balance falls below $100, you
pay a low $3 per month fee. It also offers free online check images and e-statements,
free online banking with free bill pay, and a free Visa debit card is available.
First Choice Checking
For a low $4.00 monthly fee, you get a wide range of money saving benefits with First Choice Checking including free personalized checks, unlimited checking,
Accidental Death Insurance, Everyday Rebate Rewards, Card PatrolTM, Discount Tracks and Tix which features discounted music and concert tickets, Discount Gift Card
program where members may purchase gift cards from well-known merchants at a discount, Everywhere Cash Savings and My GetAway. As with our other First Heritage checking
accounts you also get free online check images and e-statements, free online banking with free bill pay, and a free Visa debit card is available. Learn More.
55 & Better Free Checking
Specially designed for members 55 and older, this account is totally free. There are no monthly fees or per check charges and no
minimum balance requirements. You get free checks, free online check images and e-statements,
free online banking with free bill pay, and a free Visa debit card is available.
CU Succeed (13-18) Checking
Designed to teach fiscal responsibility and money management skills at an
early age, the CU Succeed checking account features no monthly fee, no minimum balance
requirements, plus interest on your average daily balance. Sixteen- to eighteen-year-olds
are eligible for a free Visa debit card (requires joint ownership with parent
or guardian) and Visa credit card ($250 limit with a parent or guardian as
a co-signer or co-maker). The account offers free online check images and
e-statements, and free online banking with free bill pay. CU Succeed members can remain in the program up to age 23 if they are a full-time college student.
Click here for information on our CU Succeed Program.
Business Checking
Across the board, your Credit Union offers some of the best financial products and services available, including business checking. With no monthly fees, service charges, maintenance or per check charges on balances of $100 or more, this is business checking the way it should be. Plus we pay interest on balances over $5,000.
Get access to our merchant credit card programs; commercial, mortgage and equipment loans; and commercial and secured inventory lines of credit. Plus, free online check images and e-statements, free online banking with free bill pay, and free night depository service (Painted Post, Corning, Elmira Heights, Elmira Southport, Horseheads, Addison, Mansfield and Wellsboro). A free debit card is also available.
Shop around. Whether it's lower rates on loans, higher rates on savings, or money-saving services like business checking, you'll see First Heritage is hard to beat. For more information on business accounts and eligibility requirements, call or stop by any First Heritage location.
All First Heritage checking accounts feature surcharge-free ATM access!
You can access your money surcharge-free at any First Heritage-owned ATM, or at any of 28,000 CO-OP Network ATMs in the United States and Canada. To find available sites, just use the "ATM Locator" at www.co-opnetwork.org, or call 1-888-SITECOOP.
