Basic Checking

For ultimate value, our Basic Checking is a great low-cost option.

  • No fees if you maintain a daily balance of $100 or use direct deposit for your net pay (if daily balance falls below $100 and direct deposit is not utilized, the monthly fee is $3).
  • Free online check images
  • Free online banking with free Bill Pay
  • Free Visa® Debit Card

You can access your money surcharge-free at any First Heritage-owned ATM, or at any of 28,000 CO-OP Network ATMs in the United States and Canada. To find available sites, just use the "ATM Locator" at www.co-opnetwork.org, or call 1-888-SITECOOP.