First Choice Checking


First Choice Checking gives you an outstanding checking account complete with a host of money-saving benefits.  These fantastic benefits are offered through our partnership with Generations Gold Inc, on of the leading full-service discount providers in the U.S.  Your membership in First Choice Checking featuring Benefits Plus® will reap rewards quickly, as you begin to save money on purchases and services you use every day.  Also, Benefits Plus®  let's you register up to five additional family members (who reside at least 25 miles or more from a First Heritage branch) to use most benefits.

  • Free Personalized checks
  • 1 free stop payment per year
  • $10,000 accidental death insurance
  • Identity Theft Restoration Service*
  • Fraud Alerts
  • Cash Back
  • Personal Concierge Travel Specialist
  • Dining Dough
  • Discounted gift cards
  • Free online check images
  • Free online banking with free Bill Pay
  • Free Visa® Debit Card.
  • Low $5.00 monthly fee

Click here for more information on all of the benefits our First Choice Checking Account.

*Coverage begins 10 business days from the date of enrollment

You can access your money surcharge-free at any First Heritage-owned ATM, or at any of 28,000 CO-OP Network ATMs in the United States and Canada. To find available sites, just use the "ATM Locator" at www.co-opnetwork.org, or call 1-888-SITECOOP.