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Special Relief Services

We understand that many of you may be facing financial hardships and uncertainties at this time. Please know that First Heritage is committed to helping you. We have created special relief services to help you navigate this challenging time, all which can be taken advantage of right from the comfort of your own home. Please check back often as more services become available. These special relief services include:
If you are concerned with your ability to make any of your personal, credit card, home, and/or business loan payments due to the COVID-19 pandemic you may skip up to 3 monthly payments and we are waiving our fee for this service. You may request this service by logging into your account either through online or mobile banking, or by calling 607-936-4667.
To help ease your mind, First Heritage is offering a personal LOC up to $3,000 with 0% APR* and no payment due for the first 90 days. This LOC gives you quick and easy access to cash when you need it.  You can apply today for an Ease LOC Loan simply by logging into your account either through online or mobile banking and one of our loan officers will respond with a quick decision, or feel free to give us a call at 607-936-4667 and one of our Member Contact Center agents will be ready to assist you.
If your business has been impacted by COVID-19 please feel free to reach out to us and talk to anyone on our Business Services team at 607-936-4667 for help.
Click the link below for information on the payroll protection program, including instructions and application for your convenience.
In addition to the special relief services detailed above, we would like to take this moment to remind you of our Member Assistance Program. Please feel free to give us a call at 607-936-4667 if you need additional assistance beyond what we've described above.
Together, as a community, we will navigate these challenging times, and will get through this.
*APR =Annual Percentage Rate. Minimum amount to finance is $500, maximum amount to finance is $3,000. Approval subject to our credit granting terms and conditions. 0% APR for 90 days.  After 90 days rate will revert to a variable rate based on prime. APR is prime +0%. Prime rate is as published in the Wall Street Journal. New money only.