Effective December 31, 2019
Standard Credit Union services are generally provided at little or no cost to the member. However, to offset the cost of certain specialized services, a fee is charged in the following instances.
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Abandoned Property: $100.00
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| Account balancing (per hour-no charge first time): $10.00 |
| Automatic transfer to cover share draft account: $2.00 |
| Cashier's Check under $1,000.00: $2.00 |
| Certified draft: $10.00 |
| Check protest fee: $20.00 |
| Copy of share draft, money order, cashier's check: $1.50 |
| Debit or credit card replacement: $10.00 |
|
Deposit account closed within three months: $5.00
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| Dormant account fee (per quarter): $20.00 |
| First Pay overdraft (ACH, draft, money order-first occurrence within 6 months free): $30.00 |
| Foreign Cash Letter Item: $10.00 |
| Foreign Collection Item: $25.00 |
| Gift Card: $3.50 |
| Inactivity fee (per quarter): $20.00 |
| IRA transfer to another financial institution: $25.00 |
| Late fee (delinquent over 25 days): $10.00 |
| Loan payment made via credit/debit card online: $10.00 |
| Loan payment made via credit/debit card phone: $15.00 |
| Mortgage gas/lease subordination fee: $500.00 |
| Money order: $3.00 |
| Mortgage subordination fee: $200.00 |
| Overdraft Fee/NSF (ACH,draft,debit): $30.00 |
| Retrieval of a VISA draft (charge slip): $15.00 |
| Returned mail: $5.00 |
| Returned share draft: $30.00 |
| Skip a Payment: $20.00 |
| Statement Copy (Member, VISA or Mortgage): $5.00 |
| Stop payment fee (ACH,draft,money order): $30.00 |
| Stop payment of a share draft online: $10.00 |
| VISA credit card late payment fee: $25.00 |
| Wire transfers to other financial institutions (outgoing): $20.00 |
| Wire transfers (international): $45.00 |
| INTERNET BILL PAYMENT |
| Bill payment ACH overdraft fee: $30.00 |
| Donation Check: $1.99 |
| Expedited Payments (overnight): $19.95 |
| Expedited Payments (Second day delivery): $14.95 |
| Gift Check: $2.99 |
Mortgage late fee: for payments more than 15 days late, a late charge of 2% (NY) or 4% (PA) of the monthly payment amount will be charged.
A $50.00 processing fee will be imposed on any restraints, levies, executions, and notices of attachments received by the Credit Union from a third party as a result of legal action. First Heritage will impose this fee except to the extent prohibited by law.
