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Credit Cards

The philosophy behind our credit cards is simple…keep interest rates low, while offering useful benefits our members want.

Transfer higher-rate balances from other cards to your new First Heritage Visa® Classic or Visa® Platinum Card.

Estimate Your Savings

For a full listing of features and benefits click on either our classic or platinum card!

Classic Platinum

Classic

No annual fee

No hidden fees

Credit limits starting at $250

Competitive low fixed rate

24/7 support

25-day grace period on purchases

Online access

E-statements available

Credit Life and Disability Insurance available

Visa's Zero liability protection

Auto rental insurance

Balance transfers are available

24 hr/365 day fraud prevention services

sms Guardian™ alerts

Embedded with smart chip technology

Make secure and convenient purchase with Mobile Wallet.

 

 

 

Platinum

Platinum Rewards

No annual fee

No hidden fees

Credit limits starting at $5000

Competitive low variable rate

24/7 support

25-day grace period on purchases

Online access

E-statements available

Credit Life and Disability Insurance available

Visa's Zero liability protection

Accident travel insurance

Auto rental insurance

Balance transfers are available

Embedded with smart chip technology

24 hr/365 day fraud prevention services

sms Guardian™ alerts

Make secure and convenient purchase with Mobile Wallet.