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Image of youthful girl holding a First Heritage VISA debit card.

WHAT IS SCORE? SCORE IS A YOUTH BANKING PROGRAM FOR MEMBERS AGES 0-17.


SCORE skills that last a lifetime as you earn cash rewards!

With SCORE you will gain the skills to become a financial champion while earning cash rewards each month you qualify. There are no monthly fees. Qualifications are simple and will help you learn to manage your account and create lifelong banking habits.

ACCOUNTS AVAILABLE:

SAVE
Your main savings account.
SPEND*
This account is used for your everyday spending and comes with your very own Spend card* to make purchases easily. 
GIVE
This account can be used to encourage charitable donations to groups or organizations that are important to you.
GOAL 
This account is a long term savings account that earns dividends/interest, also called a CD or certificate. You can utilize this account when you have a savings goal and can commit to keeping the funds in the certificate for the length of time you select.  The minimum opening deposit is $100 and deposits of $25 or more can be made at anytime.  Funds are locked in for the length of the Goal account.  The longer the term, the higher the interest rate earned.  If the funds are withdrawn early, a penalty will be imposed for early withdrawals.  Goal certificate lengths are as follows; 6, 12, 18, 24 or 36 months. See current rates here
 
 
Your spend cardFirst Heritage Federal Credit Union. Visa Debit Card.  Cardholder name and good thru date listed.
Each SCORE account member is eligible to receive a Spend card* that can be used to make purchases anywhere VISA® is accepted.  Parents can get spending alerts through Card Management, Convenient purchases can be made with Mobile Wallet using Apple Pay®, Samsung Pay® or Google Pay™.  SCORE members are encouraged to login to online banking often to keep track of spending and learn financial responsibility. 


SCORE CASH REWARDS EACH MONTH

1%* Cash Back on spend card Purchases. Plus 2%* Match on deposits.

Earn up to $5 cash each month you qualify.  Cash rewards will be automatically deposited into your Save account on the last business day of each month. 

Earn 1%** cash back on purchases made using your spend card up to $2 per month.
PLUS
First Heritage will match 2%** of deposits made into your Save, Spend or Give youth account each month up to $3 per month when you qualify. 

HOW DO I QUALIFY FOR MY CASH REWARDS?
You can score cash rewards each month by practicing good banking habits. 
  • Enroll in and agree to receive e-statements
  • Make a minimum of one monthly deposit into your Save, Spend or Give youth account
  • Login to online or mobile banking once per month






*Joint membership with a parent or guardian required.  **Federally insured by NCUA.  2% deposit match reward paid on deposits made into a save, spend or give youth account up tp $3 per month.  1% cash back reward made on spend card purchases up tp $2 per month.  Requires enrollment in estatements, one login to online or mobile banking per month and a deposit into either a save, spend or give youth account.  If qualifications are not met, rewards are not paid.  Membership eligibility required.