Star Spangled Bonus

Earn a $250 bonus* in celebration of Americas 250th Anniversary!

Celebrate America's 250th with a $250 Bonus!

When you open and use a new APEX Rewards Checking Account, receive a $250 cash bonus in celebration of Americas 250th Anniversary!



Here's how easy it is to earn your bonus:

Enrollments must be in place and all of the following transactions and activities must post and settle into your APEX Rewards Checking Account during each Monthly Qualification Cycle:
 
  • At least 1 direct deposit, ACH transaction or bill payment
  • At least 12 debit card purchases
And if you don’t meet these qualifications, don’t worry —  you can get right back to earning your rewards the very next month that you qualify.
 





















Choose between Cash or Cash Back!

You're eligible to earn higher dividends or cash back with an APEX Cash or APEX Cash Back checking account, just for doing simple activities you probably already do!


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apex cash

3.00% APY
3.00% APY+ paid on balances up to $10,000
0.20% APY paid on balances over $10,000
0.05% APY paid on balance if qualifications are not met

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APEX Cash Back

3.00% Cash Back
3.00% Cash back on debit card purchases - up to $9 per month*
































*To earn $250 reward bonus, you must open a First Heritage APEX Rewards Checking Account between 07/01/26-07/31/26, and meet the following requirements prior to August 31st: Complete at least one (1) Direct Deposit, Complete at least twelve (12) Debit Card transactions (excluding ATM transactions), and Enroll in eStatements. Cannot be combined with any other promotion. Membership eligibility required. Account must be open to receive bonus which will be paid on 8/31/2026. Employees are not eligible for this promotion. Federally Insured by NCUA.
 
+APY = Annual Percentage Yield.  Rate may change after the account is opened. In order to earn dividends at the disclosed rate for APEX Cash, or to earn cash back on point of sale transactions using your VISA Debit Card for APEX Cash Back, and be reimbursed for domestic ATM fees incurred, during each monthly qualification cycle: (a) at least one automatic clearing house (ACH) transaction must post and settle to Your Account as evidenced by Your monthly statement; and (b) at least 12 point of sale transactions using Your Visa Check Card must post and settle to Your Account as evidenced by Your monthly statement; and (c) You must consent to receive Your periodic statements electronically. Each monthly qualification cycle will begin on the first day of the calendar month for a monthly statement cycle, and end on the last day of that same calendar month's statement cycle ("monthly qualification cycle").  Individual domestic ATM fees will be reimbursed at an amount equal to the actual fees incurred during a monthly qualification cycle (subject to a total reimbursement of $25.00 during any such monthly qualification cycle), except to the extent that ATM fees of $5.00 or more will not be reimbursed unless you present a copy of the original receipt that details the specific amount of the total charge. On the last day of each cycle (subject to Your meeting the qualifying criteria during the current qualification cycle), earned dividends and reimbursements will post to Your Account, as applicable. Each member may be the primary owner of one APEX Cash Checking or one APEX Cash Back Checking Account.