Hit the road with a great rate on your next auto, motorcycle or RV loan.

Contact us directly to take advantage of our 0% APR* & no payments for 90 days.
Call 607.936.4667 or toll-free at 800.833.3338 EXT. 707 within 30 days of purchase.

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New and Used Auto Loans

  • Whether you're buying your first vehicle, or it's time to upgrade to a new one, we offer a wide range of terms up to 84 months so you can find the auto loan that best fits your needs.
  • Our terms cover both new and used vehicles and our application process is quick and easy, so you won't have to sift through piles of paperwork.

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As Low As 

5.99% APR*

Feel the Wind in your Hair!

New and Used Motorcycles

Choose your path in a new or used motorcycle and enjoy competitive rates and friendly service.
  • Terms up to 84 months
  • Low competitive rates

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Competitive rates starting as low as

5.99 % APR*

Take a break from the grind,

be with family and friends, and see new places…

Recreational Vehicles

These are some of the things people like most about recreational vehicles. And First Heritage has new/used boat, camper and motorcycle loans you’re going to like just as much!
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Rates As Low As

6.74 % APR*

*APR= Annual Percentage Rate. 0% APR for 90 days. After 90 days rate will revert to our current fixed rate. Vehicle must be model year 2016 or newer. Credit restrictions apply. Other rates and terms available. Not all borrowers will qualify for the lowest rate. Sample monthly payment of $20,000 at 1.99% APR for 36 months is approximately $572.75. Approval subject to our credit granting terms and conditions. New money only. All rates and offerings subject to change or termination without notice. Must be redeemed within 30 days of purchase. Offer may be revoked at any time.

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Explore different ways to buy a car and the steps you can take to apply for a car loan. Continue reading about Car Loans...

Hear it from our members

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"Tellers are always personable and helpful. When we have desired a loan the loan officers have made the process worry-free."

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"When no one gave us a loan you did because you looked into what was stopping us instead of just saying no and we couldn't
be more thankful."

Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Not all applicants will qualify for the lowest rate.
This credit union is federally insured by the National Credit Union Administration.