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Refer a Friend

Refer a Friend to Open a New Account and We'll Give Each of You $25!

When you become a new member and open an APEX Rewards Checking Account or SCORE Youth Account, receive a free $25 deposited into your prime share savings account. PLUS, the first $5 to open your account is on us!*

You're Invited to our Open House!

Come celebrate International Credit Union Day with us at our open houses in Mansfield, Elmira Heights and our Headquarters in Corning. We will have light refreshments, giveaways and staff available to open new accounts!

Earn more with Double Rewards for 6 Months**!

With APEX Cash Back, we basically pay you to bank with us. It’s a free checking where you earn cash back, just for doing simple activities you probably already do. Earn 3.00% cash back on debit card purchases up to $9 per month.

SCORE Your Rewards!

Score is a youth banking program for members ages 0-17 where you can earn 1%*** cash back on spend card purchases and a 2%*** match on deposits. Each SCORE account member is eligible to receive a SCORE a Spend card that can be used to make purchases.

 *Member eligibility required. Federally Insured by NCUA. Limit one voucher per person. Voucher must be presented at time of account opening. Funds will be deposited within 10 days of account opening. Offer valid through December 31st, 2023. The awarding of a Reward Deposit through this program may indirectly inform the Referrer that the Referred Person has established a new account with First Heritage. There will, however, be no additional information regarding any newly established account provided to the Referrer.
**Double rewards are only earned on APEX Cash Back Accounts and are earned for 6 months from the date the account was opened. Bonus rewards will be credited at the end of each statement cycle.  Total amount of double rewards cannot exceed $54.  Promotion may end at any time.  Requires 12 debit transactions per month, enrollment in eStatements and one ACH transaction to qualify for cash back.  If requirements are not met cash back is not earned. Terms are subject to change. Membership eligibility required.  Federally insured by NCUA.
***Federally insured by NCUA.  2% deposit match reward paid on deposits made into a save, spend or give youth account up to $3 per month.  1% cash back reward made on spend card purchases up to $2 per month.  Requires enrollment in eStatements, one login to online or mobile banking per month and a deposit into either a save, spend or give youth account.  If qualifications are not met, rewards are not paid.  Membership eligibility required.