Home- First Heritage Federal Credit Union

Shred Days are Back!

Come and safely destroy documents with sensitive information during our upcoming Shred Days!

View Dates and Locations

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Earn rewards by doing the things you love!

It’s never been easier to earn rewards than with APEX Rewards Checking. See if you qualify today.

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Saving is a marathon, not a sprint!

Prepare for the road ahead, have our CFS advisor take a closer look at your finances.

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0% APR* & No Payments For 90 Days!

Whether you're buying your first vehicle, or it's time to upgrade to a new one, we offer a wide range terms so you can find the auto loan that best fits your needs.

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*APR = Annual Percentage Rate

Thank you for voting us the "Best of the Twin Tiers" for 2021 and 2022. We're honored to serve our community!
Hear from our members.

Rates that are worth showcasing

See more of our great rates!

*Annual Percentage Rates
*Annual Percentage Yield

1.99%

12 month introductory APR*

3.00%

APY**

3.00%

APR*

3.82%

APY**

Community Involvement

Home Buying Seminar

Join us on March 22nd at Carey's Brew House in Corning for our Home Buying Seminar. Enjoy light hors d'oeuvres, complimentary beverage, and giveaways!

More information and to RSVP..

Community Involvement

First Heritage, along with it's employees, support many non profit organizations. We are committed to our community and the organizations that help make it a better place.

Learn more about what we're doing for our community.

2023 Everyday Heroes

We proudly recognize the 18th Annual First Heritage Everyday Heroes with the student heroes of the week. Students from 17 area high schools will be recognized as Everyday Heroes. Students are selected based on their community involvement, tutoring and mentoring fellow students and kindness shown to others.

View a full list of all our Everyday Heroes..

Financial education to keep you moving forward.

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Short interactive courses tailored to fit your goals

Managing your finances can be overwhelming. Having some basic financial knowledge can help make the experience easier. Our short interactive learning modules will help you build the foundation you need for long-term financial success.

Get Started

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It's a Money thing: Financial Education video series

Through short, humorous and engaging videos, students and adults alike can learn the basics like how to build a budget, what is the difference between credit unions and banks, and more!

Learn More

Hear it straight from our loyal members.

Real Members. Real Stories.

Michele Ensminger

Owner of Be You-tiful Boutique

"There's so many different levels to First Heritage. Out of the whole entire thing (opening a business) the business loan was probably the easiest."

Keenan & Kaitlin

First-time Homeowners

"One great thing about working with First Heritage was that we knew so little but they were never afraid to help us through the whole process."

Laura & Jesse Robinson

Owners of Emerge & La Belle Auberge

"I was just surprised how easy it (PPP) was...to have that piece taken care of for us was amazing."

Nicole & Andrew Cleary

Owners of Little Boomer's Burrito Bar

"First Heritage was great from the beginning, that personal touch...The very first meeting, the loan officer came here while we were still doing renovations. We could tell First Heritage was special."

Julie Henry

Executive Director, Wellsboro Chamber of Commerce

"The staff is phenomenal, they will do anything they can to help you...They made the purchase of my home seamless."

Lisa Caracci

Habitat for Humanity

"First Heritage is a very community based organization. That model has been really important to us and has helped us build more homes and serve more families."