First Heritage Federal Credit Union

Refer A Friend!

Refer friends and family for a new APEX rewards checking account and earn a $50 reward for each referral.*

*Terms and conditions apply. Membership eligibility required. Federally insured by NCUA.

Earn more with APEX Checking!

Free checking that pays you! Your choice between cash back or high dividends. 

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Earn 4.75% APY* for 15 months

A First Heritage Share Certificate maximizes your earnings by locking in your rate and term.

*APY = Annual Percentage Rate

Put Your Home's Equity To Work

Whether it's for home improvements, school tuition or debt consolidation a Home Equity loan could be the perfect loan for you.
*APY = Annual Percentage Rate

Thank you for voting us the Best of the Twin Tiers for three years in a row. We're honored to serve our community!
Hear from our members.

Rates that are worth showcasing

*Annual Percentage Rate
**Annual Percentage Yield

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12 month introductory APR*

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upcoming retirement seminar

Join us on May 14th for upcoming retirement seminar, presented by Jim Nielsen, CFS Financial Advisor.

Annual Meeting

Join us on Monday, April 22nd at our Headquarters location for our 2023 Annual Meeting!

Home buying seminar

Join us on April 24th at Carey's Brew House for a Home Buying Seminar with light hors d'oeuvres, giveaways and a complimentary beverage.

Financial education to keep you moving forward.

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Short interactive courses tailored to fit your goals

Managing your finances can be overwhelming. Having some basic financial knowledge can help make the experience easier. Our short interactive learning modules will help you build the foundation you need for long-term financial success.

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It's a Money thing: Financial Education video series

Through short, humorous and engaging videos, students and adults alike can learn the basics like how to build a budget, what is the difference between credit unions and banks, and more! 

Hear it straight from our loyal members.

Real Members. Real Stories.

Marshall Ferrari Mortgage Testimonial
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Mortgage Member
"I was in a tough situation and First Heritage was there for me. I couldn't recommend First Heritage enough to anyone that is looking to buy a home..."
Christina and Brian Mortgage Testimonial
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First-time Homebuyers
"It was so nice knowing that we had someone helping us and not just feeling like we had to fight for ourselves."
Jessica Mortgage Testimonial
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Home Equity & Mortgage Member
"My first impression of First Heritage is that I was impressed how easy it was to work with them.. the process was basically seamless."
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Nicole & Andrew Cleary

Owners of Little Boomer's Burrito Bar

"First Heritage was great from the beginning, that personal touch...The very first meeting, the loan officer came here while we were still doing renovations. We could tell First Heritage was special."

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Julie Henry

Executive Director, Wellsboro Chamber of Commerce

"The staff is phenomenal, they will do anything they can to help you...They made the purchase of my home seamless."

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Lisa Caracci

Habitat for Humanity

"First Heritage is a very community based organization. That model has been really important to us and has helped us build more homes and serve more families." 

Dollars and Sen$e: our financial blog just for you.

For financial education articles on topics such as retirement, saving for your child's education and much more.

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Thank you for your submission!

We will be in touch with you soon.

Still looking around?

Here's a few suggestions from our team!

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Call or message us.
We’re here to help!

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Life is better with a
FHFCU membership!

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Stop by and
say hello.

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Make a loan payment with your debit or credit card.

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Come in and
meet with us.

Community keeps us going.

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19th annual united way trike race winning team.