Home- First Heritage Federal Credit Union

Share certificate special interior banner.

Earn 5.10% APY* for 25 Months!

Grow your savings with a Share Certificate from First Heritage.

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*APY= Annual Percentage Rate

Kick Those High Rates to the Curb

Transfer your credit card balance to First Heritage and get 1.99% APR* for 12 months.

Transfer Your Balance*APR = Annual Percentage Rate.

Thank You
Twin Tiers!

Thank you for voting us Best of the Twin Tiers for three years in a row!

Learn why we were voted the best

A Carefree Retirement is Possible

In today’s market, it’s essential to work with a Financial Advisor who can provide you insight and guidance based on an understanding of your unique situation.

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Thank you for voting us the Best of the Twin Tiers for three years in a row. We're honored to serve our community!
Hear from our members.

Rates that are worth showcasing

See more of our great rates!

*Annual Percentage Rates
*Annual Percentage Yield

1.99%

12 month introductory APR*

3.00%

APY**

3.00%

CASHBACK

5.10%

APY**

Community Involvement

Financial Champions

Help your kids get started on their financial journey with First Heritage. First Heritage will visit your classrooms throughout the school year for career days, mock interviews and so much more.

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are you a college-bound senior?

First Heritage is excited to be offering three $1,000 scholarships for college-bound students in addition to applicants being entered in the statewide program.

Apply for a Scholarship

Financial education to keep you moving forward.

young woman sitting on the couch with a laptop in front of here while she writes on a piece of paper

Short interactive courses tailored to fit your goals

Managing your finances can be overwhelming. Having some basic financial knowledge can help make the experience easier. Our short interactive learning modules will help you build the foundation you need for long-term financial success.

Get Started

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It's a Money thing: Financial Education video series

Through short, humorous and engaging videos, students and adults alike can learn the basics like how to build a budget, what is the difference between credit unions and banks, and more!

Get Started

Hear it straight from our loyal members.

Real Members. Real Stories.

MARSHALL
Mortgage Member

"I was in a tough situation and First Heritage was there for me. I couldn't recommend First Heritage enough to anyone that is looking to buy a home..."

Christina and Brian Mortgage Testimonial

BRIAN & CHRISTINA

First-time Homebuyers

"It was so nice knowing that we had someone helping us and not just feeling like we had to fight for ourselves."

JESSICA

Home Equity & Mortgage Member

"My first impression of First Heritage is that I was impressed how easy it was to work with them.. the process was basically seamless."

Nicole & Andrew Cleary

Owners of Little Boomer's Burrito Bar

"First Heritage was great from the beginning, that personal touch...The very first meeting, the loan officer came here while we were still doing renovations. We could tell First Heritage was special."

Julie Henry

Executive Director, Wellsboro Chamber of Commerce

"The staff is phenomenal, they will do anything they can to help you...They made the purchase of my home seamless."

Lisa Caracci

Habitat for Humanity

"First Heritage is a very community based organization. That model has been really important to us and has helped us build more homes and serve more families."