First Heritage Federal Credit Union

Refer A Friend

Refer friends and family for a new APEX rewards checking account and earn a $50 reward for each referral.*

*Terms and conditions apply. Membership eligibility required. Federally insured by NCUA.

Get 1.99% APR* for 12 months!

Shake off high interest credit card rates and transfer your balance to a First Heritage credit card!

*APR = Annual Percentage Rate

A Retirement Fund as Strong as You

It’s essential to work with a Financial Advisor who can provide you insight and guidance based on an understanding of your unique situation.
 
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Put Your Home's Equity To Work

Whether it's for home improvements, school tuition or debt consolidation a Home Equity loan could be the perfect loan for you.
 

Thank you for voting us the Best of the Twin Tiers for three years in a row. We're honored to serve our community!
Hear from our members.

Rates that are worth showcasing

*Annual Percentage Rate
**Annual Percentage Yield

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VISA BALANCE TRANSFER

1.99%

12 month introductory APR*

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APEX CASH

3.00%

APY**

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APEX CASH BACK

 3.00%

CASHBACK


70th Anniversary

First Heritage celebrated their 70th Anniversary with 70 acts of kindness. We traveled throughout our eleven-county field of membership throughout New York and Pennsylvania to spread joy throughout our community!

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2023 Annual Report

Thank you to everyone who attended the First Heritage Annual Meeting at our Corning HQ where we reviewed our 2023 performance.
 
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2024 Everyday Heroes

First Heritage held its 19th Annual Everyday Heroes Award Celebration where we honored students from 19 local high schools. Please join us in congratulating this year's everyday heroes!

Financial education to keep you moving forward.

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Short interactive courses tailored to fit your goals

Managing your finances can be overwhelming. Having some basic financial knowledge can help make the experience easier. Our short interactive learning modules will help you build the foundation you need for long-term financial success.

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It's a Money thing: Financial Education video series

Through short, humorous and engaging videos, students and adults alike can learn the basics like how to build a budget, what is the difference between credit unions and banks, and more! 













Hear it straight from our loyal members.

Real Members. Real Stories.

Marshall Ferrari Mortgage Testimonial
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MARSHALL
Mortgage Member
 
"I was in a tough situation and First Heritage was there for me. I couldn't recommend First Heritage enough to anyone that is looking to buy a home..."
Christina and Brian Mortgage Testimonial
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BRIAN & CHRISTINA
First-time Homebuyers
 
"It was so nice knowing that we had someone helping us and not just feeling like we had to fight for ourselves."
Jessica Mortgage Testimonial
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JESSICA
Home Equity & Mortgage Member
 
"My first impression of First Heritage is that I was impressed how easy it was to work with them.. the process was basically seamless."
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Nicole & Andrew Cleary

Owners of Little Boomer's Burrito Bar

"First Heritage was great from the beginning, that personal touch...The very first meeting, the loan officer came here while we were still doing renovations. We could tell First Heritage was special."
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Julie Henry

Executive Director, Wellsboro Chamber of Commerce

"The staff is phenomenal, they will do anything they can to help you...They made the purchase of my home seamless."
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Lisa Caracci

Habitat for Humanity

"First Heritage is a very community based organization. That model has been really important to us and has helped us build more homes and serve more families." 

Dollars and Sen$e: our financial blog just for you.

For financial education articles on topics such as retirement, saving for your child's education and much more.

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Thank you for your submission!

We will be in touch with you soon.

Still looking around?

Here's a few suggestions from our team!

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Call or message us.
We’re here to help!

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Life is better with a
FHFCU membership!

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Stop by and
say hello.

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Make a loan payment with your debit or credit card.

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Come in and
meet with us.

Community keeps us going.