Transfer your Balance and Save!
Get 1.99% APR* for 12 months when you transfer your balance to a First Heritage credit card.
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*APR = Annual Percentage Rate. Balance transfer rate of 1.99% effective for 12 months. Rate will revert to a variable APR of prime +4.50% APR for Visa Platinum and 13.25% APR for Visa Classic once the promotional period has ended. Current APR for purchases and cash advances is prime +4.50% APR for Visa Platinum and 13.25% APR for Visa Classic. Rates accurate as of 10/01/2023. Purchases and cash advances made in foreign countries and foreign currencies will be billed to you in U.S. dollars. The foreign transaction fee is 1% of the transaction amount. Limit: four balance transfers per 12-month period. New money only. Membership eligibility required. Subject to approval.