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Business Loans

We are here to help your business grow!

Can First Heritage really offer lower rates?

Let us prove it!

Because of our not-for-profit status and lower operating costs, there’s a good chance we can offer you more for your money.
  • Commercial loans
  • Commercial lines of credit
  • Commercial mortgage loans
  • Equipment loans
  • Secured inventory lines of credit

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Todd Strong

Senior Commercial Lender
607-937-1253 or

Warning: Email is not a secured method of communication and personal information, such as account number, date of birth and social security number should not be included in any email communications.

Hear it from our members

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"There's so many different levels to First Heritage.  Out of the whole entire thing (opening a business) the business loan was probably the easiest."

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"First Heritage was great from the beginning, that personal touch...The very first meeting, the loan officer came here while we were still doing renovations. We could tell First Heritage was special."

Educational Resources:

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Operating a successful business takes more than a good idea and hard work. It requires capital to purchase equipment, lease space, pay employees, and promote the business. Continue reading about Financing and Funding for You Small Business...
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As an entrepreneur, you may be feeling stressed and uncertain due to the challenges you are facing during the pandemic and recovery. Continue reading about Overcoming Small Business Financial Hardships...

This credit union is federally insured by the National Credit Union Administration.