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APEX Checking

Earn more with our APEX Rewards Checking Account!

Earn more with APEX!

You're eligible to earn higher dividends or cash back with a APEX Cash or APEX Cash Back checking account,
just for doing simple activities you probably already do!
APEX Cash Back
3.00% APY* paid on balances up to $10,000
.20% APY* paid on balances over $10,000
.05% APY* paid on balance if qualifications aren't met
No minimum balance requirements
Refunds of up to $25 per month on ATM fees, nationwide*
Access to nearly 30,000 surcharge free ATM's
Free debit card and online banking
3% cash back on debit card purchases - up to $9 per month*
Learn how you can earn DOUBLE REWARDS for 6 months with an APEX Cash Back Checking account.

Here's how easy it is to earn rewards:

Enrollments must be in place and all of the following transactions and activities must post and settle to your APEX Cash or APEX Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH transaction or bill payment
  • At least 12 check card purchases
  • Be enrolled in and agree to receive e-statements
And if you don’t meet these qualifications, don’t worry —  you can get right back to earning your rewards the very next cycle that you qualify.
*Double rewards are only earned on APEX Cash Back Accounts and are earned for 6 months from the date the account was opened. Bonus rewards will be credited at the end of each statement cycle.  Total amount of double rewards cannot exceed $54.  Promotion may end at any time.  Requires 12 debit transactions per month, enrollment in estatements and one ACH transaction to qualify for cash back.  If requirements are not met cash back is not earned. Terms are subject to change. Membership eligibility required.  Federally insured by NCUA.
*APY = Annual Percentage Yield. In order to earn dividends at the disclosed rate for Apex Cash, or to earn cash back on point of sale transactions using your VISA Debit Card for Apex Cash Back, and be reimbursed for domestic ATM fees incurred, during each monthly qualification cycle: (a) at least one automatic clearing house (ACH) transaction must post and settle to Your Account as evidenced by Your monthly statement; and (b) at least 12 point of sale transactions using Your Visa Debit Card must post and settle to Your Account as evidenced by Your monthly statement; and (c) You must consent to receive Your periodic statements electronically. Each monthly qualification cycle will begin on the first day of the calendar month for a monthly statement cycle, and end on the last day of that same calendar month's statement cycle ("monthly qualification cycle").  Individual domestic ATM fees will be reimbursed at an amount equal to the actual fees incurred during a monthly qualification cycle (subject to a total reimbursement of $25.00 during any such monthly qualification cycle), except to the extent that ATM fees of $5.00 or more will not be reimbursed unless you present a copy of the original receipt that details the specific amount of the total charge. On the last day of each cycle (subject to Your meeting the qualifying criteria during the current qualification cycle), earned dividends and reimbursements will post to Your Account, as applicable. Each member may be the primary owner of one APEX Cash Checking or one APEX Cash Back Checking Account.