person using their mobile wallet to pay at a cashier

Apple Pay

A New Way to Pay!  Your First Heritage VISA® debit/credit card and Apple Pay® will change the way you pay.

The Safer Way to Pay.

Every time you hand over your credit or debit card to pay, your card number and identity are visible. With Apple Pay, instead of using your actual First Heritage credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, a dedicated chip in iPhone, iPad, and Apple Watch. When you make a purchase, the Device Account Number, along with a transaction-specific dynamic security code, is used to process your payment. So your actual credit or debit card numbers are never shared by Apple® with merchants or transmitted with payment. And unlike traditional cards, on iPhone and iPad® every payment requires Touch ID, Face ID, or a passcode, and Apple Watch® must be unlocked — so only you can make payments from your device.


Use Apple Pay and your First Heritage VISA card to pay the easy, secure and private way at hundreds of thousands of stores and participating apps.  To pay, just hold your iPhone® near the contactless reader with your finger on Touch ID®. Or, you can double-click the Home button when your iPhone is locked to access Wallet and quickly make your purchases.

It's Easy to Use.

Accepted worldwide. Just look for the Apple Pay icons at the checkout counter.

apple pay icons

Add your First Heritage debit or credit card to your mobile wallet on your iPhone, iPad or Apple Watch.

Rest your finger on Touch ID and hold your iPhone or Apple Watch near a contactless reader and authorize your payment.

Double click the side button, glance at the screen and hold your phone near a contactless reader to authorize your payment.

Apple, the Apple logo, iPhone, iPad, Apple Watch, Apple Pay and Touch ID are registered trademarks of Apple Inc.
Data carrier rates may apply.