Apple Pay

Every time you hand over your credit or debit card to pay, your card number and identity are visible. With Apple Pay, instead of using your actual First Heritage credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, a dedicated chip in iPhone, iPad, and Apple Watch. When you make a purchase, the Device Account Number, along with a transaction-specific dynamic security code, is used to process your payment. So your actual credit or debit card numbers are never shared by Apple® with merchants or transmitted with payment. And unlike traditional cards, on iPhone and iPad® every payment requires Touch ID, Face ID, or a passcode, and Apple Watch® must be unlocked — so only you can make payments from your device.

Contactless

Use Apple Pay and your First Heritage VISA card to pay the easy, secure and private way at hundreds of thousands of stores and participating apps.  To pay, just hold your iPhone® near the contactless reader with your finger on Touch ID®. Or, you can double-click the Home button when your iPhone is locked to access Wallet and quickly make your purchases.

It's Easy to Use.

Accepted worldwide. Just look for the Apple Pay icons at the checkout counter.