Scenic landscape of treecovered mountains

Fee Schedule








Effective August 2022

Standard Credit Union services are generally provided at little or no cost to the member. However, to offset the cost of certain specialized services, a fee is charged in the following instances.
 
 

Specialized Service Fees

Abandoned Property: $100.00
Account balancing (per hour-no charge first time): $20.00
Automatic transfer to cover share draft account: $3.00
Cashier's Check under $1,000.00: $5.00
Certified draft: $10.00
Check protest fee: $20.00
Copy of share draft, money order, cashier's check: $1.50
Debit or credit card replacement: $10.00
Deposit account closed within three months: $5.00
Dormant account fee (per quarter): $20.00
First Pay overdraft (ACH, draft, money order-first occurrence within 6 months free): $30.00
Foreign Cash Letter Item: $10.00
Foreign Collection Item: $25.00
Inactivity fee (per quarter): $20.00
IRA transfer to another financial institution: $25.00
Late fee (delinquent over 25 days): $10.00
Loan payment made via credit/debit card online: $10.00
Loan payment made via credit/debit card phone: $15.00
Mortgage gas/lease subordination fee: $500.00
Money order: $3.00
Mortgage subordination fee: $200.00
Overdraft Fee/NSF (ACH,draft,debit): $30.00
Retrieval of a VISA draft (charge slip): $15.00
Returned mail: $5.00
Returned share draft: $30.00
Skip a Payment: $25.00
Statement Copy (Member, VISA or Mortgage): $5.00
Stop payment fee (ACH,draft,money order): $30.00
Stop payment of a share draft online: $10.00
VISA credit card late payment fee: $25.00
Wire transfers to other financial institutions (outgoing): $20.00
Wire transfers (international): $45.00


Internet Bill Payment

Bill payment ACH overdraft fee: $30.00
Donation Check: $1.99
Gift Check: $2.99
Expedited Payments (Next Business Day Check Delivery): $34.95
Expedited Payments (Second Business Day Check Delivery): $29.95
Expedited Payments (Second Business Day Electronic Delivery): $6.95
Mortgage late fee: for payments more than 15 days late, a late charge of 2% (NY) or 4% (PA) of the monthly payment amount will be charged.

A $50.00 processing fee will be imposed on any restraints, levies, executions, and notices of attachments received by the Credit Union from a third party as a result of legal action. First Heritage will impose this fee except to the extent prohibited by law.