Account Service Fees
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Abandoned Property: $100.00
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Account Reconciliation (no charge for the first time): $20.00/per hour
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| Cashier's Check under $1,000: $5.00 |
| Check protest fee: $20.00 |
| Copy of check, money order, cashier's check: $1.50 |
| Courtesy Pay (First Pay): $30.00 |
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Foreign Cash Letter Item: $10.00
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Foreign Collection Item: $25.00
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Inactivity Fee (per quarter): $20.00
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IRA Transfer to another Financial Institution: $25.00
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| Money order: $3.00 |
| Overdraft Fee/NSF: $30.00 |
| Overdraft Transfer: $3.00 |
| Returned mail: $5.00 |
| Statement Copy: $5.00 |
| Stop payment fee: $30.00 |
| VISA card replacement: $5.00 |
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VISA International Service Fee:
- 1% of each transaction in U.S dollars if the transaction involves a currency conversion
- 1% of each transaction in U.S dollars if the transaction does not involve a currency conversion
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Wire transfers to other financial institutions (domestic): $20.00
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| Wire transfers to other financial institutions (international): $45.00 |
Loan Service Fees
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| Loan payment made via credit/debit card online: $10.00 |
| Loan payment made via credit/debit card phone: $15.00 |
| Mortgage gas/lease subordination fee: $500.00 |
| Mortgage subordination fee: $200.00 |
| Skip a Payment: $25.00 |
| VISA credit card late payment fee: $25.00 |
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VISA International Service Fee:
- 1% of each transaction in U.S dollars if the transaction involves a currency conversion
- 1% of each transaction in U.S dollars if the transaction does not involve a currency conversion
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Bill Payment Fees
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| Bill Payment ACH overdraft fee: $30.00 |
| Bill Payment Donation Check: $1.99 |
| Bill Payment Gift Check: $2.99 |
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Bill Payment Stop Payment Fee: $30.00
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| Expedited Payments (Next Business Day Check Delivery): $34.95 |
| Expedited Payments (Second Business Day Check Delivery): $29.95 |
| Expedited Payments (Second Business Day Electronic Delivery): $6.95 |
A $50.00 processing fee will be imposed on any restraints, levies, executions, and notices of attachments received by the Credit Union from a third party as a result of legal action. First Heritage will impose this fee except to the extent prohibited by law.
Version 05.2023
