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Auto Loan Refinancing


Estimate your payment
Before you apply, our easy to use loan calculator can help you estimate what your monthly payments will be depending on how much the vehicle is, the down payment you’d like to make, and the term of the loan. When it comes to big financial decisions, we believe the more informed you can be, the better.

We offer auto loans for our members near Painted Post, Addison, Corning, Elmira Heights, Hornell, Southport & Horseheads in NY and Mansfield & Wellsboro in PA. Interested in coming in to learn more? Check out our hours & locations.
We offer a wide range of terms so you can find the auto loan that best fits your needs! Check out our auto loan rates
Investment Protection
We’re aware that a vehicle is a big investment, and the unexpected is often lingering just around the corner. We offer you the means to protect your investment from the unexpected with GAP, Mechanical Breakdown and Credit Insurance, so you can have peace of mind.
Guaranteed Asset Protection (GAP)

If your vehicle is totaled or stolen before you’ve paid off your loan, this type of insurance can help you cover the difference between the balance of your loan and what your insurance company pays if your vehicle is considered a total loss.

Mechanical Breakdown Protection
This type of protection will cover mechanical breakdowns that aren’t covered by the original manufacturer’s warranty.

Debt Protection
Debt Protection plan options will cover all or part of your obligation to repay a loan due to specified events, such as death, disability or involuntary unemployment.