Nothing’s more exciting than a new car, unless it’s unbeatable financing.
Competitive interest rates on your terms
estimate your payment
GAP (Guaranteed Asset Protection) Insurance
If your vehicle is totaled or stolen before you’ve paid off your loan, this type of insurance can help you cover the difference between the balance of your loan and what your insurance company pays if your vehicle is considered a total loss.
Mechanical Breakdown Protection
This type of protection will cover mechanical breakdowns that aren’t covered by the original manufacturer’s warranty.
Credit life and disability insurance
Credit life insurance will cover your car loan in the event of death, and credit disability insurance will help you make payments on your loan if you’re ill or injured and not able to work.
With our direct lending services, we can offer on-the-spot financing right at the dealership, so you can drive your new car home as soon as possible. Just tell any of these dealers you want low-cost, First Heritage financing. It’s that easy!
|Covington||Matthews Motor Company|
|Elmira||Williams Toyota of Elmira, Elm Chevrolet, Ferrario Auto Team, Williams Honda|
|Hornell||Simmons-Rockwell, Lamac's, Maple City Dodge|
|Mansfield||Blaise Alexander, Mansfield Motors|
|Painted Post||Fox Auto Group, Chilson- Wilcox|
|Penn Yan||Friendly Auto|
|Sayre||Williams Auto Group, Williams Subaru|
|Wellsboro||Darrow's Motor Company, All Wheels Driven|
First Heritage Federal Credit Union is proud to service the areas of Painted Post, Corning, and Elmira New York, and Mansfield and Wellsboro Pennsylvania.