Auto Loans

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Nothing’s more exciting than a new car, unless it’s unbeatable financing. For the best value on your next auto loan, the rubber meets the road at First Heritage!

Drive Away Hunger

For each new car loan, up to $30 will be donated to the Food Bank of the Southern Tier.

  • $10 donated from FHFCU for each new auto loan
  • $10 donated from participating dealers
  • $10 donation from you to receive .10% off your car loan rate

Together we can build and sustain hunger-free communities throughout the Southern Tier


On-the-spot financing right at the dealership

First Heritage also offers direct lending with many area dealerships. Just tell any of these dealers you want low-cost, First Heritage financing. It’s that easy!

Bath Simmons-Rockwell
Covington Matthews Motor Company
Elkland Walters Chevrolet

Williams Toyota of Elmira,

Elm Chevrolet,

Ferrario Auto Team,

Williams Honda,


Horseheads Simmons-Rockwell

Simmons-Rockwell, Lamac's,

Maple City Dodge

Mansfield Cole & Burd, Mansfield Motors
Painted Post Fox Auto Group, Chilson-Wilcox
Penn Yan Friendly Auto
Sayre Williams Auto Group

Darrow’s Motor Company,

All Wheels Driven