
The philosophy behind our credit cards is simple…
Keep interest rates low and offer useful benefits.
Instant Issue Service
The faster you receive your credit card, the sooner you can start utilizing our benefits! For your convenience, we offer instant issue service. The instant issue debit and credit card service offers First Heritage Federal Credit Union members the purchasing power of Visa right away. Cards are printed on demand at the following locations: Addison, Elmira Heights, Headquarters, Hornell, Horseheads, Mansfield, Southport and Wellsboro.
Activate your new Credit Card
Ready to activate your new card? It’s easy! You can activate your Visa credit card by calling JHA Card Activation & PIN Management toll free at 1.800.290.7893. Our easy activation process allows you to start using your credit card right away.
Card Management:
Credit Card Fraud:
- Keep contact information on file with First Heritage FCU current.
- We offer 24/7 fraud protection monitoring service.
- Notify us if traveling- If you are traveling and plan to use your Visa Credit card, you can add travel notes in digital banking so you can be assured that your card services won't be disrupted while you're away.
- Regularly monitor activity on all accounts.
- Notify us if your card/PIN number is lost or stolen.
- Make an attempt to contact a merchant directly to resolve an issue.
- Contact us to file a dispute if unable to resolve directly with the merchant.
1% of each transaction in U.S dollars if the transaction involves a currency conversion
1% of each transaction in U.S dollars if the transaction does not involve a currency conversion