Get More with Visa Platinum Rewards!
Earn platinum rewards for gift cards or travel while enjoying a low annual percentage rate. Credit Limits starting at $5,000.
Enjoy payment convenience through digital banking, mobile wallet compatibility and so many other features.
From August 1st to October 31st maximize your rewards, with Double Points*, an extra 5k Bonus Points** and earn more when you Transfer Your Balance!***
Earn double points on purchases using your Visa Platinum Rewards Credit Card!
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Earn 5k Bonus Points when you open and use a new Visa Platinum Rewards Credit Card!
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Get 1.99% APR for 12 months, no balance transfer fee and earn 1 point for every dollar transferred!
Platinum Rewards Pays You Back With Gifts and Travel!
Just by simply using your card you can earn rewards!
Platinum Rewards gives you points for everyday spending using your First Heritage Visa Platinum Rewards card. With Platinum Rewards you will earn 1 point for every $1 spent to use toward gift cards/ certificates and travel anywhere in the world.
Platinum Rewards gives you more options because it’s First Heritage’s reward program. Rewards are not tied to specific airlines or one company’s merchandise. There’s no need to visit special websites or make purchases at specified merchants to earn points. Simply use your qualifying card and watch the points add up. When you have enough points for the reward of your choice, just submit your redemption request. That’s it!
Travel Rebate
Use your points to head for the sun, surf, slopes or your favorite city’s streets. Since you earn Platinum Reward points, not air miles, you may make your arrangements with your own agent, or directly with a merchant. Once travel is completed, you can be reimbursed for your travel related services. For a detailed description of the travel rebates and the points required, please log into digital banking or call a rewards representative at 833.606.0273 or email customer support at support@loyaltyredemptioncenter.com.
- To receive your rebate, pay for the entire amount of your travel with your First Heritage Visa Platinum card.
- Once you complete your travel, you have sixty (60) days to claim your credit.
- The amount paid for the travel services must be equal to or exceed the rebate amount.
- Please allow 30 days for your credit to be processed if all eligibility requirements are met.
- Not valid for gas, food or other miscellaneous charges.
When you complete your request, points will be immediately deducted and First Heritage will be notified of your request. Credit to your account will be issued by First Heritage and may be subject to verification of charges.
Gift Cards and Certificates
Use your points to receive gift cards and gift certificates from your favorite merchants. You may redeem your points for a gift card or gift certificate online through digital banking or call one of our rewards representatives.
Available merchant categories include:
- Electronics
- Entertainment
- Experiences
- Gas
- Online
- Restaurants
- Retail
- Stock Options
- Travel/Leisure
*Limited time offer. Double Points on Visa Platinum purchases available 08/01/26-10/31/26. **Earn 5,000 bonus points after the first transaction posts within 90 days of opening. ***APR = Annual Percentage Rate. Balance transfer rate of 1.99% effective for 12 months. Rate will revert to APR of variable prime +4.50% APR for Visa Platinum once the promotional period has ended. Current APR for purchases and cash advances is variable prime +4.50% APR for Visa Platinum. Rates accurate as of 01/01/2026. Purchases and cash advances made in foreign countries and foreign currencies will be billed to you in U.S. dollars. The foreign transaction fee is 1% of the transaction amount. Limit: four balance transfers per 12-month period. New money only. Certain terms, conditions, and exclusions apply. Earn one point for every dollar transferred offer valid for transfers between 08/01/26 - 10/31/26. Federally insured by NCUA.