The philosophy behind our credit cards is simple…keep interest rates low, while offering useful benefits our members want.
|No annual fee||X||X|
|No cash advance fee||X||X|
|Credit limits starting at $250||X|
|Credit limits starting at $5000||X|
|Competitive low variable rate||9.25% APR*|
|Competitive low fixed rate||13.25% APR*|
|25-day grace period on purchases||X||X|
|Credit Life and Disability Insurance available||X||X|
|Visa's Zero liability protection||X||X|
|Auto rental insurance||X||X|
|Accident travel insurance||X|
|Balance transfers are available||X||X|
|24 hr/365 day fraud prevention services||X||X|
|sms Guardian™ alerts||X||X|
|Embedded with smart chip technology||X||X|
|Make secure and convenient purchase with Mobile Wallet.||X||X|
|Verified by VISA available||X||X|
Your security is important to us. Having your credit card compromised is a terrible feeling. For added security, all our credit card options come with the option of text message alerts. If you respond affirmatively to unauthorized activity, the information is immediately routed to a fraud analyst for card blocking and follow up, reducing the time in which subsequent unauthorized transactions could take place. A quick response time is the key to preventing access to any of your financial information and funds. With this service, you’ll have peace of mind that all your finances and sensitive information will remain secure.
Lost or stolen Credit Card
If you’ve lost your credit card, or it has been stolen—not to worry. You can easily report a lost or stolen Visa Credit card now or call toll free 1-800-682-6075. Reporting a lost or stolen card will keep your account safe from any unauthorized activity.
Instant Issue Service
The faster you receive your credit card, the sooner you can start utilizing our benefits! For your convenience, we offer instant issue service. The instant issue debit and credit card service offers First Heritage Federal Credit Union members the purchasing power of VISA right away. Cards are printed on demand at our credit union locations in Painted Post, Elmira Heights, and Wellsboro. For more information call toll free at 800-833-3338.
Activate your new Credit Card
Ready to activate your new card? It’s easy! You can activate your VISA credit card now, or call toll free 1-800-411-6390. To change your PIN call 877-746-6746. Our easy activation process allows you to start using your credit card right away.
*APR = Annual Percentage Rate
This credit union is federally insured by the National Credit Union Administration.